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Modern Insurance Services – Local, Independent, Trusted.

Modern Insurance Services is independently owned and locally operated to handle your insurance needs. We focus on Minnesota and offer affordable and reliable insurance choices all across Minnesota. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

Personal Insurance

Modern Insurance Services provides quality personal insurance choices for families and individuals throughout the state of Minnesota.

Personal »

Business Insurance

The insurance companies we work with provide a range of choices that can provide you peace of mind so that you can focus on your business.

Business »

Life & Health Insurance

Let the life and health insurance advisors at Modern Insurance Services offer recommendations for you and your family to offset the uncertainty.

Life & Health »

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Referral Program

The best way you can show your appreciation for our services is to refer someone you know to us. If we've earned it, please refer someone today.

Insurance Review

Insurance Policy Review

Modern Insurance Services has the expertise to evaluate your current insurance policies to make sure they properly meet your needs.


How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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