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Modern Insurance Services – Local, Independent, Trusted.

Modern Insurance Services is independently owned and locally operated to handle your insurance needs. We focus on Minnesota and offer affordable and reliable insurance choices all across Minnesota. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.

Personal Insurance

Modern Insurance Services provides quality personal insurance choices for families and individuals throughout the state of Minnesota.

Personal »

Business Insurance

The insurance companies we work with provide a range of choices that can provide you peace of mind so that you can focus on your business.

Business »

Life & Health Insurance

Let the life and health insurance advisors at Modern Insurance Services offer recommendations for you and your family to offset the uncertainty.

Life & Health »


Referral Program

The best way you can show your appreciation for our services is to refer someone you know to us. If we've earned it, please refer someone today.

Insurance Review

Insurance Policy Review

Modern Insurance Services has the expertise to evaluate your current insurance policies to make sure they properly meet your needs.

Taking care of your drains doesn't have to be draining Homeowners already have packed home-maintenance checklists. Understandably, “taking care of drains” is far down on the to-do list. For the most part, your drains and sewer line are the...

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Tips to protect your car from winter damage

Burr, it’s cold outside. Cold temperatures, road salt, ice, and snow can wreak havoc on your car. Here’s some tips to keep your car running at it’s best this winter. 1. Wash your car regularly. While washing your car...

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