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About Modern Insurance Services from Modern Insurance Services

Reliable insurance for you and your family

Modern Insurance is independently owned and locally operated to handle your insurance needs. We focus on Detroit Lakes and the surrounding area and offer affordable and reliable insurance choices all across Minnesota and North Dakota.

We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.


Insurance Tailored For You

We invite you to complete an online quote, call us at 218-844-3590, or contact us at to review coverage options for car insurance, home insurance, life insurance, business insurance, renters insurance, boat insurance, and more. We provide free, no hassle and no obligation insurance quotes to help you make an informed insurance decision.

Affordable, Reliable Insurance Choices

Modern Insurance strives to offer you quality insurance coverage, a high level of professional service and a long-term relationship. As independent insurance agents in Detroit Lakes, we’ll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you. We do the insurance shopping and comparing for you to save you time and money!

Contact us or request a quote online today!

Let us say "thank you"!

Your referrals mean the world to us. New in 2019, as our way of saying thank you, we'll give back to you. For every referral we receive, we’ll send you a $10 gift card. And each referral earns you an entry into our quarterly prize drawing. The 2019 prizes include: Instant Pot 6-quart electric pressure cooker with smart WiFi, ION Audio Block Rocker, Keurig® K-Café™ Special Edition Coffee, Latte & Cappuccino Maker, and a $150 Target gift card. Winner will be chosen at the end of each quarter and notified.

We want to hear from you

Let us know how we're doing! Feel free to leave us a review or feedback on our service.

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