Nov 27, 2017
Shoppers who braved the malls on Black Friday might have risked some pushing and shoving but not a lot more. Those taking part in Cyber Monday run the risk of having their identity stolen. The risk is greater because they are making their purchases online, where a data breach or one-on-one hacking can expose shoppers' financial information.
Nearly 13 million U.S. consumers were victims of some type identity theft last year, so it's a good bet that identity thieves will be out in full force this year, not just on Cyber Monday but for the rest of the shopping season.
Most consumers have heard the advice more than once, but it probably bears repeating. Here are some tips for keeping your identity safe:
Identity theft is America's fastest growing crime and while there are steps you can take to protect yourself, the truth is identity theft can strike anyone, even you. Your homeowners, condo or renters insurance policy may provide you with some coverage for identity theft, but here are also companies we represent that offer additional identity theft coverage policies.
What does identity theft coverage cover?
Call Modern Insurance and we can help review your current policy to see what your current homeowners, renters or condo policy covers. We may suggest an additional policy or "endorsement" that typically provides the following:
Reimbursement Expenses
In addition to providing you with a personal advocate, some policies will reimburse you for certain expenses you incur in the process of restoring your financial identity. Some coverages available include:
Want to know if you're currently covered?
Call Modern Insurance at 218
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