Mobile website

Insurance News from Modern Insurance Services

Reliable insurance for you and your family

Winter Driving Safety - Careful You Don't Skid, Slide, Crash!

Dec 27 2017 Did you know that 2% of weather-related accidents annually occur on snowy, slushy or icy pavement? And with ever changing weather patterns such as we’ve seen in the past few years, we know such roads are no longer... more »

Tis the Season of Giving - Share Your Time With Those Less Fortunate

Dec 18 2017 The gift of time could be the best gift of all this holiday season. For many, the holiday season is a time for celebration and fun with loved ones. But for others in the Detroit Lakes area, the season can be one of... more »

Give Your Budget a Break this Holiday Season

Dec 11 2017 If you’re like many people in Minnesota, you breathe a sigh of relief once the holidays are over. Until you get your credit card statement, that is. From buying gifts to traveling to entertaining, holiday expenses add... more »

Holiday Party Host Liability

Dec 4 2017 Throwing a holiday party? A few simple precautions can add safety to the menu. Whether at an office get together or at your home, take simple precautions to help everyone enjoy their food and drinks safely at your... more »

Christmas Trees: the Live vs. Artificial Debate

Dec 2 2017 The Christmas tree conundrum: real or fake? The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford. When it comes to Christmas trees, do you... more »

Cyber Monday safety tips - How to Avoid Identity Theft and What to do if You're a Victim

Nov 27 2017 Shoppers who braved the malls on Black Friday might have risked some pushing and shoving but not a lot more. Those taking part in Cyber Monday run the risk of having their identity stolen. The risk is greater because... more »

Add some strategy to your Black Friday shopping

Nov 20 2017 If there’s anything more satisfying than melting into the couch following a multi-course Thanksgiving dinner complete with all the fixings, it has to be shopping for the best deals of the season the day after in... more »

Think Safety First When Turning Up the Heat

Nov 13 2017 Whether to avoid high utility bills, return to simpler times or for ambiance, a growing number of people from are turning to wood-burning stoves and fireplaces to supplement or replace electrical heating systems. But... more »

Tips for selecting a home fire extinguisher

Nov 6 2017 According to the National Fire Protection Association (NFPA) 358,500 home structure fires occurred from 2011 through 2015. On average, these fires caused: 2,510 civilian deaths;12,300 civilian injuries; and$6.7 billion... more »

Why you should ALWAYS use an independent insurance agent

Oct 31 2017 There are many ways to purchase an insurance policy these days, whether it be online, over the phone, or in-person. Ultimately, you will obtain insurance directly from an insurance company or through a licensed... more »

Make your house a haven for trick-or-treaters

Oct 31 2017 Halloween is one of the fall season’s most treasured holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best goodies. If your neighborhood tends to be teeming... more »

Fall, Football.... and deer collisions!

Oct 23 2017 Deer-related collisions in the Midwest have been on the rise, particularly in the northern states. Regardless of location, most happen in the month of November, with October and December ranking second and third. The... more »

Tips to Help Prevent Carbon Monoxide Poisoning

Oct 11 2017 CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and... more »

Do You Need Umbrella Insurance?

Oct 6 2017 One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could... more »

Three Ways a Pool May Affect Your Homeowners Insurance

Sep 8 2017 That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a... more »

Easy to Forget Cleaning Projects

Aug 4 2017 As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects... more »

Heavy Rain? Be on the Lookout for Heavy Damage

Jul 7 2017 Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many... more »

Want a Safer Home? Consider these Inexpensive Fixes

Jun 2 2017 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can... more »

Help Your Dog Love Apartment Living

May 5 2017 Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t... more »

Love Bites – Get Umbrella Coverage

Apr 7 2017 In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be... more »

Teen Driving Safety

Mar 3 2017 Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car... more »

Car Shopping With Safety in Mind

Feb 3 2017 You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,... more »

7 Driving Habits That Are Bad for Your Car

Jan 6 2017 No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,... more »
Stay up to date by subscribing to our RSS feed

Home  |  About  |  Contact  |  Service  |  Privacy  |  Disclaimer  |  Search

© 2019 Modern Insurance Services