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Prepare your home for winter this fall

Nov 12 2018 For many, the fall season is a busy time of year. High school, college, and professional sports are in full swing. Kids are participating in homecoming festivities and many families are making trips to their local... more »

Umbrella Insurance - Why it's Critical for Small Business Owners

Nov 5 2018 As a small business (SMB) owner, you already know that whatever your business lacks in size, it makes up for in hard work. The majority of owners report working well over the standard 40-hour work week. In fact, ... more »

Five Ways to Protect Your Personal Electronic Data

Oct 29 2018 Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we... more »

Back-up Cameras: Not as safe as you think

Oct 22 2018 Isn’t technology great? Every day we see new technology that makes our lives better, more efficient, and safer. Cellphones have FaceTime capabilities and great cameras. Fit bits track our active lifestyles. Hover boards... more »

Five High-Tech Ways to Reduce Fire Risk

Oct 15 2018 House fires are something most homeowners live in fear of, but today’s technology can help you ensure the safety of you, your family, and your home. Here are five high-tech ways you can reduce fire risk. 1. Install... more »

Make Football Season Safe and FUN

Oct 8 2018 Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Minnesota. Football brings with it a whole host of seasonal activities... more »

Your Home Maintenance Checklist for Fall

Oct 1 2018 Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the... more »

What Should Go in Your Home Safe (or Safe-Deposit Box)?

Sep 24 2018 Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your... more »

The Anatomy of a Typical Home Insurance Claims Process

Sep 17 2018 If you’ve ever filed a home insurance claim, you may have wondered what goes on behind the scenes. Insurance companies follow established procedures, and knowing them helps the insured understand the process. The... more »

Does your insurance agent have your best interests at heart?

Sep 10 2018 When shopping for insurance, you want to receive the most value for your money. This means you need to hire an agent who has your best interests - not their own bottom line - at heart. The key to finding an agent who'll... more »

Fall Safety Tips: Pedestrians, Drivers and Deer

Aug 27 2018 As fall approaches we need to remind ourselves of some safety issues that come with warm days and nights, but a loss of daylight. Fall is the time of year that has the highest occurrence of accidents involving motorists... more »

Motorcycle Safety

Aug 21 2018 Near the end of August, riders from across the country will converge on Milwaukee and Southeastern Wisconsin to celebrate the 115thanniversary of Harley Davidson®. As the rumble of motorcycle engines fills the air and... more »

Tips for a safe and fun 4th of July

Jun 25 2018 Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)... more »

Safety tips for summer swimming

Jun 11 2018 When the sun is out and the weather’s warm, people flock to the water - whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for... more »

How to lower your auto insurance bill

Jun 4 2018 It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad... more »

Why today's homes burn faster

May 29 2018 From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and... more »

Tips for helping your kids cope with final exams

May 22 2018 If you have kids in high school, final exam week is just around the corner. Year-end projects are nearing completion, which leads to study packets and a stressful time for students and parents. Exam stress can be the... more »

Modern Insurance Services Three Important Reasons to have Renters Insurance

May 14 2018 Every dollar you take home is important and you do your best to spend them wisely. When purchasing a house, most people borrow from a bank and are required by the lender to buy insurance. However, when you rent, that... more »

Insurance tips for new college grads

May 9 2018 In just a few short weeks, college students will put on their caps and gowns and celebrate graduation. For many, graduation will be exciting and scary. Some graduates will start their new jobs right away while others... more »

Top 5 Motorcycle Safety Tips

May 7 2018 We all know that age-old statistic that motorcycles are inherently more dangerous than cars. Still that doesn’t stop millions of people around the world from jumping on one and going for the ride of their life! Here are... more »

Tree Maintenance and Care

Apr 30 2018 The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and... more »

Landscaping Insurance: Is Your Coverage as Clean Cut as Your Work?

Apr 23 2018 As a landscaping professional, you've invested a lot of time, sweat, energy, and money to build your business. That's what it's important to have an insurance program that protects you from financial disasters that... more »

Earth Day Everyday

Apr 16 2018 How to Make Earth Day Your Everyday - Earth Day may officially come around only once a year on April 22, but our world would be a better place if we all took steps to take care of the planet year round. So, we here at... more »

Preparing for Spring - A Checklist for Home and Property Owners

Apr 9 2018 After a long Midwestern winter – lots of snow, ice, sleet and cold – it’s finally time to think about opening the windows to capture those cool spring breezes. But before you throw open the doors, take a few minutes to... more »

I'm borrowing my friend's car I covered?

Mar 26 2018 Most people have an idea of what’s covered and not covered under their various insurance policies. But at Modern Insurance Services, we get a lot of questions about borrowing or loaning a car. Now that summer is here,... more »

Tips to make sure your sump pump is ready for spring

Mar 19 2018 With the large amount of snow melting in the next few weeks, March, April and May are typically heavy volume months for sump pump claims. Significant fluctuations in spring weather can result in water pooling and... more »

Understanding your car sensors and tips to keep them clean

Feb 26 2018 After the recent snowfall you may have noticed it hard to keep your car clean, including cameras and sensors. While technology in vehicles is nice and helps you with your driving, keeping the sensors clean during winter... more »

Have some new jewelry in the house? Protect it!

Feb 12 2018 Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” - and, of course, jewelry. It’s exciting to receive jewelry... more »

6 Ways to Protect Your Business from Cyber Attacks

Feb 5 2018 In today’s online environment, even Fortune 500 companies aren’t exempt from cyber-crime, but they aren’t the only target. Are you aware of your risks? The Association of Certified Fraud Examiners (ACFE) states that... more »

Spring is coming (depending on that groundhog!)

Jan 29 2018 With Groundhog Day just around the corner, it’s time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil or the local groundhog sees his shadow or... more »

Tips to Stay Safe During Snowmobile Season

Jan 22 2018 If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire with a good book and concentrate on staying warm. For others, though, it’s time to get... more »

Space Heater Safety Tips

Jan 16 2018 In order to save money in the colder months, many people opt to use a space heater to heat one room rather than heat the entire structure. Regardless of your plan, it is important to be cautious. The National Fire... more »

Snowbirds: Winterize Your Home While You're Away

Jan 8 2018 If you are a snowbird heading south for the winter, there are several key things you can do to help protect your vacant home. Taking these steps can help protect your home from theft, water damage, heating or... more »

Happy New (Insurance) Year!

Jan 2 2018 Consider the New Year an opportunity to re-evaluate your insurance needs to decide whether to renew, change, or purchase new policies. Ask yourself these questions to help make sure you are properly protected: Do you... more »
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