Modern Insurance Services Blog
All You Ever Wanted to Know About Insurance
The Anatomy of a Typical Home Insurance Claims Process
Monday, September 17, 2018
If you’ve ever filed a home insurance claim, you may have wondered what goes on behind the scenes. Insurance companies follow established procedures, and knowing them helps the insured understand the process. The...
Three Ways a Pool May Affect Your Homeowners Insurance
Friday, September 8, 2017
That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...
Easy to Forget Cleaning Projects
Friday, August 4, 2017
As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...
Burglary Prevention: Should You Leave the Lights On?
Friday, December 2, 2016
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...
Which Home Alarms Do You Need?
Friday, November 4, 2016
Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...
Device Insurance: Cover Your Personal Electronics With the Policy You Already Have
Friday, October 7, 2016
It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...
What Should Go in Your Home Safe (or Safe-Deposit Box)?
Friday, June 3, 2016
Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...
The Type of Fire Extinguisher Every Home Should Have
Friday, May 6, 2016
A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...
Thrifty Security: Burglar-Proof Your Home for the Holidays
Friday, December 4, 2015
It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...
Spring Into Home Maintenance Mode in Minnesota
Friday, April 3, 2015
Spring is a time for rejuvenation, and, as the weather gets warmer here in Detroit Lakes, Minnesota, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...