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All You Ever Wanted to Know About Insurance

Why today's homes burn faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Tips for helping your kids cope with final exams

If you have kids in high school, final exam week is just around the corner. Year-end projects are nearing completion, which leads to study packets and a stressful time for students and parents. Exam stress can be the...

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Modern Insurance Services Three Important Reasons to have Renters Insurance

Every dollar you take home is important and you do your best to spend them wisely. When purchasing a house, most people borrow from a bank and are required by the lender to buy insurance. However, when you rent, that...

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Insurance tips for new college grads

In just a few short weeks, college students will put on their caps and gowns and celebrate graduation. For many, graduation will be exciting and scary. Some graduates will start their new jobs right away while others...

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Top 5 Motorcycle Safety Tips

We all know that age-old statistic that motorcycles are inherently more dangerous than cars. Still that doesn’t stop millions of people around the world from jumping on one and going for the ride of their life! Here are...

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Tree Maintenance and Care

The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and...

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Landscaping Insurance: Is Your Coverage as Clean Cut as Your Work?

As a landscaping professional, you've invested a lot of time, sweat, energy, and money to build your business. That's what it's important to have an insurance program that protects you from financial disasters that...

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Earth Day Everyday

How to Make Earth Day Your Everyday - Earth Day may officially come around only once a year on April 22, but our world would be a better place if we all took steps to take care of the planet year round. So, we here at...

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Preparing for Spring - A Checklist for Home and Property Owners

After a long Midwestern winter – lots of snow, ice, sleet and cold – it’s finally time to think about opening the windows to capture those cool spring breezes. But before you throw open the doors, take a few minutes to...

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I'm borrowing my friend's car ...am I covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Modern Insurance Services, we get a lot of questions about borrowing or loaning a car. Now that summer is here,...

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