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Modern Insurance Services Blog

All You Ever Wanted to Know About Insurance

Prepare your home for winter this fall

For many, the fall season is a busy time of year. High school, college, and professional sports are in full swing. Kids are participating in homecoming festivities and many families are making trips to their local...

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Umbrella Insurance - Why it's Critical for Small Business Owners

As a small business (SMB) owner, you already know that whatever your business lacks in size, it makes up for in hard work. The majority of owners report working well over the standard 40-hour work week. In fact, ...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Back-up Cameras: Not as safe as you think

Isn’t technology great? Every day we see new technology that makes our lives better, more efficient, and safer. Cellphones have FaceTime capabilities and great cameras. Fit bits track our active lifestyles. Hover boards...

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Five High-Tech Ways to Reduce Fire Risk

House fires are something most homeowners live in fear of, but today’s technology can help you ensure the safety of you, your family, and your home. Here are five high-tech ways you can reduce fire risk. 1. Install...

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Make Football Season Safe and FUN

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Minnesota. Football brings with it a whole host of seasonal activities...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Anatomy of a Typical Home Insurance Claims Process

If you’ve ever filed a home insurance claim, you may have wondered what goes on behind the scenes. Insurance companies follow established procedures, and knowing them helps the insured understand the process. The...

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Does your insurance agent have your best interests at heart?

When shopping for insurance, you want to receive the most value for your money. This means you need to hire an agent who has your best interests - not their own bottom line - at heart. The key to finding an agent who'll...

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