Modern Insurance Services Blog
All You Ever Wanted to Know About Insurance
Christmas Trees: the Live vs. Artificial Debate
Saturday, December 2, 2017
The Christmas tree conundrum: real or fake? The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford. When it comes to Christmas trees, do you...
Cyber Monday safety tips - How to Avoid Identity Theft and What to do if You're a Victim
Monday, November 27, 2017
Shoppers who braved the malls on Black Friday might have risked some pushing and shoving but not a lot more. Those taking part in Cyber Monday run the risk of having their identity stolen. The risk is greater because...
Add some strategy to your Black Friday shopping
Monday, November 20, 2017
If there’s anything more satisfying than melting into the couch following a multi-course Thanksgiving dinner complete with all the fixings, it has to be shopping for the best deals of the season the day after in...
Think Safety First When Turning Up the Heat
Monday, November 13, 2017
Whether to avoid high utility bills, return to simpler times or for ambiance, a growing number of people from are turning to wood-burning stoves and fireplaces to supplement or replace electrical heating systems. But...
Tips for selecting a home fire extinguisher
Monday, November 6, 2017
According to the National Fire Protection Association (NFPA) 358,500 home structure fires occurred from 2011 through 2015. On average, these fires caused: 2,510 civilian deaths;12,300 civilian injuries; and$6.7 billion...
Why you should ALWAYS use an independent insurance agent
Tuesday, October 31, 2017
There are many ways to purchase an insurance policy these days, whether it be online, over the phone, or in-person. Ultimately, you will obtain insurance directly from an insurance company or through a licensed...
Make your house a haven for trick-or-treaters
Tuesday, October 31, 2017
Halloween is one of the fall season’s most treasured holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best goodies. If your neighborhood tends to be teeming...
Fall, Football.... and deer collisions!
Monday, October 23, 2017
Deer-related collisions in the Midwest have been on the rise, particularly in the northern states. Regardless of location, most happen in the month of November, with October and December ranking second and third. The...
Tips to Help Prevent Carbon Monoxide Poisoning
Wednesday, October 11, 2017
CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and...
Do You Need Umbrella Insurance?
Friday, October 6, 2017
One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...